Quote:
Originally Posted by reds
Didn't the guy that hit you pay for the damage?
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Yep; this is all about me putting in a claim. My insurance pays for the repairs, minus my deductible (supposedly to get me back on the water quicker). After I'm back on the water, then they go after the other guys insurance company to get reimbursed.
BUT; technically, I put in a claim
Therefore, I'm not eligible for a special discount that I was getting for NEVER putting in a claim
Like I said, for the policy to go up $70 is not a huge increase. I'm sure it cost them more than $70 to process my claim. They had not only the office paperwork, but their adjuster/surveyor came out twice to see the boat (and I know he had to get paid too).
I haven't called them yet to see if they will drop the $70 charge (perhaps they will). I just wanted other options before I call.
5th